Life of Victory, a HUD- approved housing counseling agency, and THDA would like to invite you to an informative "Lunch and Learn" seminar. The seminar will take place, Tuesday, March 14 from 11:00 a.m. to 1:00 p.m. at the Smyrna Town Center located at 100 Sam Ridley Pkwy East.

This is an opportunity for citizens to meet with Tennessee Housing Development Agency (THDA) representatives to learn about the Hardest Hit Fund Down Payment Assistance (HHF-DPA) program. THDA is offering $15,000 in down payment assistance to Great Choice-eligible homebuyers who purchase a home in targeted neighborhoods across the state - neighborhoods that were hard hit by the economic downturn and have been slower to recover.

"Our goal is to provide a shot in the arm to the neighborhoods and housing markets in Tennessee where the effects of the housing crisis have been most difficult to erase," said THDA Executive Director Ralph Perrey. Perrey will be the guest speaker at the "Lunch and Learn."

By stimulating home sales in these areas, the program is designed to protect the families already living in there from blight, falling property values, and risk of foreclosure. Eligible borrowers who purchase homes in targeted zip codes using THDA's Great Choice Home Loan program can apply for $15,000 in HHF-DPA assistance toward their down payment, as well as closing costs in the form of a forgivable second mortgage loan.THDA received approval from the U.S. Department of the Treasury to commit $60 million in federal funding from the Hardest Hit Fun to its new Down Payment Assistance Program.

For more information, contact: Life of Victory Ministries at (615) 213-1468 or (615) 578-8644. Lunch is available for $12.