Sunday, December 15 is the last day for Open Enrollment for the Affordable Care Act! Tennesseans have to enroll on-line by Sunday or wait almost a year to get covered. The great news is, plans are more affordable than ever this year. This year, coverage is even MORE affordable than ever. Many can find even cheaper plans this year than in years past

Here's the 5 fast facts for Tennesseans to enroll!

5 Vital Facts About Signing Up for Coverage at HealthCare.gov

#1: Sign up by December 15. Open Enrollment starts on November 1, but you must take action by December 15, no matter if this is your first time getting covered or if you are returning to shop and save.

#2: Coverage could be cheaper than you think. Last year, 9 in 10 people qualified for financial help to make their monthly premiums more affordable. In fact, 2 out of 3 HealthCare.gov customers can find a plan for $10 or less this year.

#3: Shop and save. If you had coverage through HealthCare.gov for 2019, you should come back to update your information and compare your options for 2020. Every year, plans and prices change, you could save money by switching to a new plan that still meets your needs.

#4. Accidents happen: Health insurance protects you from the unexpected. Accidents happen and people get sick.

#5: Free help is available. If you have questions about signing up or want to talk through your options with a trained professional, free help is just a call or quick away. Call 1-800-318-2596, visit localhelp.healthcare.gov or make a one-on-one appointment now.