Tennessee veterans and their families can now permanently qualify for discounts on home loans worth an average of one-hundred dollars a month. A state agency that promotes home buying has extended a pilot program to give military homeowners a break. Applicants would have to fall under certain income caps to get the half-percent reduction in their interest rate. Right now, veterans could get loans as low as three-point-one-percent. The Tennessee Housing Development Agency usually only works with first-time buyers, but it’s waiving that requirement as well under a new program called “Homeownership for the Brave.” The THDA executive director calls the program a tangible way to show appreciation for the vets service. According to figures, Tennessee is home to more than half a million veterans.