Financial Planning for Marriage: 10 Steps Before and After the Wedding

Jul 07, 2026 at 08:30 am



16:00

Financial planning for marriage is arguably more important than choosing a venue or a cake, yet many couples completely avoid the money talk before walking down the aisle. In this episode, host Bryan Barrett sits down with Edward Jones financial advisor Lee Colvin to break down the essential conversations every couple needs to have. From uncovering childhood money habits and aligning on hidden debts to navigating the complexities of prenuptial agreements, this discussion provides a roadmap for building a financial foundation that is as strong as your relationship.

Once the vows are exchanged, the real financial teamwork begins. Lee outlines the critical post-wedding steps that often get overlooked in the honeymoon phase, including the tight 30-day window for workplace benefits and the strategic moves behind updating your tax withholding status. Whether you choose to fully blend your finances, keep them entirely separate, or find a comfortable middle ground, this episode offers actionable strategies to protect your assets and build a secure future together.

Key Takeaways:

  • The Four Pre-Marriage Conversations: How to openly discuss childhood financial backgrounds, current debts, shared budgeting goals, and long-term dreams.

  • The Prenup Truth: When to consider a prenuptial agreement, what it can protect (assets, future income, inheritances), and what it legally cannot touch.

  • Post-Wedding Checklist: Why you must act quickly on the 30-day special enrollment period for employer health insurance and retirement plans.

  • The Logistics of a New Life: Practical steps for updating beneficiaries, managing name changes with the Social Security office, and restructuring your estate plan.